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BANKS EFFICIENCY AND THE DETERMINANTS OF NON-PERFORMING FINANCING OF FULL-FLEDGED ISLAMIC BANKS IN INDONESIA

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dc.contributor.author Sherwin, Selly Magdalena
dc.date.accessioned 2019-08-12T05:06:36Z
dc.date.available 2019-08-12T05:06:36Z
dc.date.issued 2017
dc.identifier.uri http://repository.president.ac.id/xmlui/handle/123456789/1634
dc.description.abstract This paper investigates the efficiency of Indonesian Full-fledged Islamic Banks by employing Data Envelopment Analysis (DEA) approach; the determinants of non-performing financing (NPF) during the period 2012(Q1) to 2016(Q2) by using Panel Least Square for fixed effect model; The inter-temporal relationships between banks efficiency and NPF are run using VAR model to test the two hypotheses: „Bad Debt‟ and „Bad Management‟. This research uses quarterly published reports data of Central Bank of Indonesia (Bank Indonesia) and Financial Service Authority of Indonesia (Otoritas Jasa Keuangan Indonesia) with 4 Islamic banks as the sample of research. The overall results show that Exchange rate, Return on Asset Ratio (ROA), Financing to Deposit Ratio (FDR), Size have a negative and significant effect on NPF, while BI rate have a positive and significant effect on NPF. The finding of DEA indicates the mean score of Full-fledged Islamic banks in Indonesia is approach to efficient with the score 96.54% and Bank Rakyat Indonesia Syariah (BRIS) is the most technical efficient. The result shows that Full-fledged Islamic banks in Indonesia is not support the „bad management‟ and „Bad Luck‟ hypothesis, probably the averagely NPF of full-fledged is 4.5 % that is still bellow of the critical standard of Bank Indonesia. en_US
dc.language.iso en_US en_US
dc.publisher President University en_US
dc.relation.ispartofseries Management;014201300137
dc.subject Non-performing Financing en_US
dc.subject Technical Efficiency en_US
dc.subject Panel Least Square en_US
dc.subject Data Envelopment Analysis en_US
dc.subject Bad Luck en_US
dc.subject Bad Management en_US
dc.title BANKS EFFICIENCY AND THE DETERMINANTS OF NON-PERFORMING FINANCING OF FULL-FLEDGED ISLAMIC BANKS IN INDONESIA en_US
dc.type Thesis en_US


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