President University Repository

JURIDICAL REVIEW OF NON PERFORMING LOANS SETTLEMENT WITH CREDIT RESTRUCTURING METHOD IN PT. BANK PERKREDITAN RAKYAT DIAN FARAQO GEMILANG BEKASI

Show simple item record

dc.contributor.author El-Quswa, Ziela Rofahiyyat
dc.date.accessioned 2019-04-24T10:37:09Z
dc.date.available 2019-04-24T10:37:09Z
dc.date.issued 2018
dc.identifier.uri http://repository.president.ac.id/xmlui/handle/123456789/416
dc.description.abstract The credit agreement is made by the debtor receiving money from the creditor and the creditor will receive the payment of the debtor's debts of the same amount, with interest and at the specified time. However, in reality in the implementation of the credit agreement is often a problem because the debtor can not return his credit lending. Based on this matter, as for the problem in this research is the effort made in the settlement of non performing loans and the settlement of non performing loans with the method of credit restructuring at PT. Bank Dian Faraqo Gemilang Bekasi. This research uses the empirical juridical method of sociological law research and can also be called field research, which examines the applicable legal provisions and what happens in the reality in society. The data used in this study is taken from the primary data which is the result of interviews with the Leader of Rescue and Restructuring Credit at PT. Bank Perkreditan Rakyat Dian Faraqo Gemilang and secondary data such as books, journals, internet and legislation. The result of this research is PT. Bank Perkreditan Rakyat Dian Faraqo Gemilang in the settlement of non-performing loans is done by way of credit rescue and credit settlement. The process of settlement of problem loans is called the game plan, the first stage in the game plan is wokout or rescue debtor business done by rescheduling, return requirements, and reordering. If the rescue attempt is unsuccessful, it can be continued with a credit settlement by liquidating the collateral and filing a lawsuit or filing a bankruptcy through a commercial court. Settlement of problem loans with restructuring method at PT. Bank Dian Faraqo Gemilang Bekasi is conducted by changes in credit terms in the form of additional bank funds and the conversion of all or part of interest arrears into new loan principal by using restructuring pattern, namely the decrease of loan interest rate, extension of credit term, addition of credit facility, and credit conversion into temporary equity. en_US
dc.language.iso en_US en_US
dc.publisher President University en_US
dc.relation.ispartofseries Law;017201400029
dc.subject Credit Agreement en_US
dc.subject Non Performing Loans Settlement en_US
dc.subject Credit Restructuring en_US
dc.title JURIDICAL REVIEW OF NON PERFORMING LOANS SETTLEMENT WITH CREDIT RESTRUCTURING METHOD IN PT. BANK PERKREDITAN RAKYAT DIAN FARAQO GEMILANG BEKASI en_US
dc.type Thesis en_US


Files in this item

This item appears in the following Collection(s)

Show simple item record

Search Repository


Advanced Search

Browse

My Account