ONLINE LOAN SERVICES PROVIDER RESPONSIBILITY TOWARDS STUDENT PERSONAL DATA

Abstract

A financial services business actor who wants to provide financial education to the public must follow the rules in accordance with the Financial Services Authority Regulation Number 1 / POJK.07 / 2013 concerning Consumer Protection in the Financial Services Sector so that there are no parties who can abuse the purpose of these activities. However, in the case of new students of the State Islamic University (UIN) Raden Mas Said Surakarta, there is registration until the account registration/verification stage in the online loan application at the Introduction to Academic Culture and Student Affairs (PBAK) activity, making new students of the State Islamic University (UIN) Raden Mas Said Surakarta become worried about the security of personal data that has been owned by other parties. Therefore, the purpose of this research is to explain and describe the responsibilities and legal protection of online loan providers for the personal data of new students of State Islamic University (UIN) Raden Mas Said Surakarta who have registered as users. The research method used is a normative method that uses laws and regulations as a source in analyzing the responsibilities and legal protection of online loan providers. The results show that online loan providers are responsible for carrying out their obligations in line with the right to protect personal data owned by users, any form of action that harms new students of the State Islamic University (UIN) Raden Mas Said Surakarta is entitled to legal protection criminally, civilly, and administratively.