STATES LEGAL PROTECTIVE TO THE BANK’S COSTUMER IN THE CASE OF EMBEZZLEMENT BY BANK OFFICER

Abstract

The role of law enforcement agencies is needed to maintain security and stability in the Indonesian economy. Law enforcement should be able to make the Banking Law as the legal basis that is used in all sorts of settings in the banking sector in Indonesia. Banking Law is the basis or Lex Specialist under the authority of other regulations, so that other rules can be applied side by side with the Banking Law, such as Article 372 of the Criminal Code concerning criminal offenses of embezzlement that could accompany the Banking Law in terms of resolving cases of fraud of funds conducted by the bank. Society as a party using the services and the services provided by the bank should be more vigilant in conducting banking activities. More people should also know about the procedure of granting legal protection provided by the government and law enforcement if a criminal act banking happen to them, reporting illegal actions carried out by the bank should also be done. Government and agency bank supervisory authority and other agencies associated with the provision of legal protection to customers must also do outreach to the community so that people are not ignorant about the legal protection provided by the governmen.