PENGARUH BESARNYA PENGAMBILAN RESIKO PADA PEMBERIAN KREDIT, KEINGINAN MENDAPATKAN LABA DENGAN MENINGKATKAN PERMODALAN, PENGAMBILAN RESIKO UNTUK MENINGKATKAN RETURN, KECENDERUNGAN MENINGKATKAN LABA DARI ASET LANCAR TERHADAP HARGA SAHAM PERUSAHAAN PERBANKAN DI INDONESIA

Abstract

The stock price is a reflection of the value of a company. Success in generating profits will provide satisfaction for investors. A high enough share price will benefit the company making it easier for management to get funds from outside the company. This study aims to determine the effect of the amount of risk taking on lending, the desire to get profits by increasing capital, risk taking to increase returns, the tendency to increase profits from current assets on the performance of stock prices of banking companies in Indonesia as measured by Risk Profile (ratio NPL & ratio LDR), Earnings (ratio ROA & ratio NIM), and Capital (ratio CAR).The population used in this study are companies listed on the Indonesia Stock Exchange in the Banking sector in 2016-2019 with a sample of 4 BUMN Banks and 9 BUSN (Foreign Exchange) Banks that were randomly selected. The type of data used is Secondary Data which analyzes the Quarterly Financial Statements from the Year 2016-2019 quarter 3. Data collection methods used are Descriptive Quantitative Methods with Multiple Linear Regression research. The results showed that there was only one variable that significantly influenced BUMN Bank companies, namely B1 (Effect of Risk Taking on Credit Granting) and BUSN (Foreign Exchange) companies only two variables that had a significant effect namely B1 (Effect of Large Risk Taking) On Credit Provision) and B4 (Tendency to Increase Profits from Current Assets on Stock Price Performance) of Banking Companies in Indonesia.