Abstract:
This research aims to find out the influence of internal factors ( NPF, NYM,CAR) and external factors (Exchange Rate) toward Return on Asset of Islamic commercial banks in Indonesia during, 2010-2017. This study uses secondary data collected from various eligible sources with annual period and constructed as panel data. Total data panel observation 64 and 8 samples of Islamic Commercial Banks listed in the OJK used in this study. The result reveals that Non Performing Financing, and Exchange Rate have a significant negative influence towards Return on Assets as the dependent variable. While, Net Yield Margin has a significant positive influence towards Return on Assets. Lastly, Capital Adequacy Ratio has a negative insignificant influence towards Return on Assets.
