THE EFFECT OF FINANCIAL LITERACY AND FINANCIAL ATTITUDES ON FINANCIAL MANAGEMENT BEHAVIOR AND FINANCIAL SATISFACTION OF MARRIED INDIVIDUALS (STUDY CASE IN GRAND GALAXY CITY, BEKASI, YEAR 2013)

Abstract

his research examined the effect of financial literacy and financial attitudes on financial management behavior and financial satisfaction in samples of married individuals. Financial literacy, financial attitudes, and financial management behavior were examined as independent variable. The financial satisfaction will examined as dependent variable. The financial management behavior as dependent variable also examined separately. In this study, there will be two examinations of two different dependent variables. The sample was significantly married individuals in Grand Galaxy City Residence in Bekasi for 200 respondents by used convenience sampling. To test two different dependent variables which have more than one independent variable, this research using multiple linear regression by tested the classical assumption test first. When tested separately, both financial literacy and financial attitudes were significantly related to financial management behavior, so does when financial literacy, financial attitudes, and financial management behavior tested were significantly related to financial satisfaction. Results also showed that financial attitudes become the most significant factor in tested dependent variable of financial management behavior while financial management behavior become the most significant factor in tested dependent variable of financial satisfaction.