Abstract:
The development of technologies has pushed banking company to compete
with the fintech company in terms of lending money. Peoples tend to borrow from
fintech because it is easier and faster in lending the money since they used the system
to lending money. In the process of lending money, the banker had difficulties in
reviewing customer application and the form that customer fill is a lot. It causes a
long time in the loan process.
The online loan system intends to be the system that can develop the service of
the banks to the customer by facilitate the customer to lending money from the bank
more easily. Besides making it easy, the system could calculate the maximum healthy
loans that would lend to each customer. This feature is expected to reduce unhealthy
lending. The system is expecting could get the data from bank database, so the
customer expected to fill less data to make a loan. This system also expected could
collect the data needed from the customer when they make a loan. The application
also helps the bank to make a report regarding borrowing money. The application
also expected to be able to edit the price of collateral.
