ONLINE LOAN SYSTEM FOR BANK ABC

Abstract

The development of technologies has pushed banking company to compete with the fintech company in terms of lending money. Peoples tend to borrow from fintech because it is easier and faster in lending the money since they used the system to lending money. In the process of lending money, the banker had difficulties in reviewing customer application and the form that customer fill is a lot. It causes a long time in the loan process. The online loan system intends to be the system that can develop the service of the banks to the customer by facilitate the customer to lending money from the bank more easily. Besides making it easy, the system could calculate the maximum healthy loans that would lend to each customer. This feature is expected to reduce unhealthy lending. The system is expecting could get the data from bank database, so the customer expected to fill less data to make a loan. This system also expected could collect the data needed from the customer when they make a loan. The application also helps the bank to make a report regarding borrowing money. The application also expected to be able to edit the price of collateral.