Abstract:
Commercial banks play a very important role in the economic development of a
country, and a perfect banking system plays a vital role in the stable development of
the national economy and the optimal allocation of resources. As a financial
institution for profit, profitability is an important foundation for the survival and
development of commercial banks. China's commercial banks are the main body of
finance and play a very important role in today's society. This research is quantitative
research method by using secondary data taken from year 2009 ~ year 2018 from 6
china commercial bank.This study explores some factors that affect the profitability of
Chinese commercial banks,that is, the independent variables are the net interest
margin, net non-interest rate of return, the net non-business rate of return, the net
income spread and the dependent variable is the return on assets of the commercial
bank. Through the study of some factors profit in the chinese commercial banks to
understand in depth what is affecting the return on assets of the commercial bank rate.
