Abstract:
The purpose of this research to analyze the conditions of implementation
consumer cellular phone data protection of P2P Lending Platform in Indonesia.
Many cases of P2P Lending, involve consumer harms through obtaining access to
contact data, tracking of the contact data and calling people on the consumer
contact list regardless of the consent given by the consumer. This creates
inconvenience for consumers whose contact list is tracked, as well as for those
who are called by the P2P Lending debt collector. This may be caused by the lack
of details in Terms and Conditions of P2P Lending Platform. Therefore, the
inconvenience of consumer must be resolved by analyzing the existing regulations
and Draft of Personal Data Protection to identify what extent Indonesian Law
provides protection of consumer cellular phone data in P2P Lending Platform by
relying on the application of Social Engineering by Roscoe Pound as well as
Article 7 (1) and Article 8 (1) Law 12 Year 2011. The result of this study states
the relation of these regulation regarding consumer cellular phone data protection
still overlapping in another one. Other than the abovementioned matter, this
research is also states that the Draft of Personal Data Protection give more
protection for consumer than the existing regulation.
