Abstract:
The purpose of this study is to determine the macroeconomic factors that can
affect Net Interest Margin of Indonesia Banking Companies that listed on
Indonesia Stock Exchange (IDX) from 2015 to 2020. The researcher uses BI
Rates, Foreign Exchange Rates, Inflation Rates, And Gross Domestic Product data
as test indicators to identify the significance of the relationship between
macroeconomics and Net Interest Margin. The sampling method used by
researchers is purposive sampling method by taking 10 Indonesia banking
companies that have the biggest capitalization on the first half of 2023. The final
results of this study indicate that the BI Rate has no significant influence, Inflation
Rate has no significant influence, Foreign Exchange Rate significantly influences,
and GDP significantly influences on Net Interest Margin of Banking Companies