Abstract:
This research aims to determine the influence of customer perceptions of IDIC (1)
and interest rates (2) on the intention to save at the Neo Commerce digital bank in
2021-2022. This study is part of casual comparative research, part of ex post facto
with a quantitative approach. Researchers used digital neo-commerce bank
customers as their population. Because the number of samples was unknown, the
researcher used the Lemeshow theory approach to take a fixed sample of 100. A
questionnaire was used to collect data. Variable and reliability tests, Classical
assumption tests (Normality test, Linearity test, Multicollinearity test, and
Heterocedacity test), Multiple linear regression test, T-test, F test, and Coefficient
of determination test were among the testing conducted by the researchers. The
results of the hypotheses that have been tested are: The IDIC has a significant
influence on the interest in saving at digital Neo Commerce Bank 2021-2022 (1),
The Interest Rate has no significant influence on the interest in saving at digital Neo
Commerce Bank 2021-2022 in partial test (2), IDIC and Interest Rate have
significant influence to the interest in saving at digital Neo Commerce Bank 2021-
2022 in simultaneously test (3).
