Abstract:
This research is aimed to find out the change of financial performance at PT Bank
OCBC NISP Tbk of post-merger in 2011 when it is compared to the financial
performance of pre-merger. To measure the financial performance of the bank
used CAMEL ratios. CAMEL ratios used in this research are Capital Adequacy
Ratio (CAR), Operational Efficiency Ratio (OER), Loan to Deposit Ratio (LDR),
and Return On Equity (ROE). The sampling method used is purposive sampling
with criteria, financial statements of pre-merger period 2007-2010 and the
financial statements of post-merger period 2012- 2015. Quantitative approach is
used in this research by using secondary data which has been obtained from Bank
Indonesia website and official website of PT Bank OCBC NISP Tbk. The
performance before and after the merger has been calculated by using Paired
Sample t – test with the assistance of Microsoft Excel 2010 program. LDR and
ROE of PT Bank OCBC NISP Tbk of post-merger are higher than pre-merger.
While, OER and CAR of PT Bank OCBC NISP Tbk of post-merger are lower
than pre-merger.
