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THE INFLUENCE OF FINANCIAL LITERACY TOWARDS LONG-TERM FINANCIAL PLANNING BEHAVIOR AND ITS IMPLICATIONS ON FINANCIAL WELLBEING: A CASE OF HOUSEHOLD IN BANJARMASIN, SOUTH KALIMANTAN

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dc.contributor.author Kinasih, Sekar Ningtyas
dc.date.accessioned 2020-10-19T07:58:26Z
dc.date.available 2020-10-19T07:58:26Z
dc.date.issued 2016
dc.identifier.uri http://repository.president.ac.id/xmlui/handle/123456789/3015
dc.description.abstract The importance towards financial literacy has become a momentous aspect for the growth of economies, both in developing and developed countries. Besides, knowing financial literacy will help to the success of financial condition either for an individual or a family. This research is conducted to analyze the influence of financial literacy towards long-term financial planning behavior, in terms of; budgeting, savings and investing. Whereas it will implicated to the financial well-being. This research focus on the households that living in Banjarmasin, South Kalimantan, both for men and women with all kinds of occupations. This research covers of an independent variable (financial literacy), a dependent variable (financial well-being) and mediator variable (long-term financial planning behavior). In addition, the quantitative method was chosen within this research along with snowball sampling technique. The questionnaire of this research contains 31 Likertscale questions and was distributed through online by Google Drive with 310 of total respondents. The researcher uses a Structural Equation Modeling to test the hypothesis. The results of the research showed that there is an influence of financial literacy to long-term financial planning behavior and from long-term financial planning behavior to financial well-being. However, the researcher was found that there is no any direct influences of financial literacy to financial well-being. Therefore, it is very suggested to any individuals to increase their enthusiasm to learn more about financial literacy, which then will be use into financial planning to reach financial well-being. en_US
dc.language.iso en_US en_US
dc.publisher President University en_US
dc.relation.ispartofseries Business Administration;015201300064
dc.subject Financial Literacy en_US
dc.subject Long-term Financial Planning Behavior en_US
dc.subject Financial Well-Being, Budgeting en_US
dc.subject Savings en_US
dc.subject Investing en_US
dc.title THE INFLUENCE OF FINANCIAL LITERACY TOWARDS LONG-TERM FINANCIAL PLANNING BEHAVIOR AND ITS IMPLICATIONS ON FINANCIAL WELLBEING: A CASE OF HOUSEHOLD IN BANJARMASIN, SOUTH KALIMANTAN en_US
dc.type Thesis en_US


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