Abstract:
Commercial banks have always played an important role in the financial field. It can
rationally allocate resources according to different uses of resources. As an increasingly
important part of commercial banking, intermediate business can not only diversify risks,
but also commercial banks. Improve the quality of services from the process of
developing intermediate business to create revenue. Therefore, all commercial banks
have placed intermediate business on an important agenda. This article uses the asset
data, deposit data, Return on Equity data of 12 commercial banks from 2010 to 2016,
GDP data from 2013 to 2017 and third-party transaction data from the third quarter of
2013 to the third quarter of 2017 to study the impact Factors in the income of China's
commercial banks' intermediate business. Studies have shown that bank assets, bank
deposits, Return on Equity, GDP and third-party transactions significantly affect the
income of China's commercial banks' intermediate business.
