ANALYSIS OF INTERMEDIATE BUSINESS ENVIRONMENT OF CHINA COMMERCIAL BANK

Abstract

Commercial banks have always played an important role in the financial field. It can rationally allocate resources according to different uses of resources. As an increasingly important part of commercial banking, intermediate business can not only diversify risks, but also commercial banks. Improve the quality of services from the process of developing intermediate business to create revenue. Therefore, all commercial banks have placed intermediate business on an important agenda. This article uses the asset data, deposit data, Return on Equity data of 12 commercial banks from 2010 to 2016, GDP data from 2013 to 2017 and third-party transaction data from the third quarter of 2013 to the third quarter of 2017 to study the impact Factors in the income of China's commercial banks' intermediate business. Studies have shown that bank assets, bank deposits, Return on Equity, GDP and third-party transactions significantly affect the income of China's commercial banks' intermediate business.