Nowadays, stocks investment has been increasingly growing in the society. In
investing activities, there are risks that may be experienced by investors. However,
sometimes many investors do not realize how much risk they ...
Premium calculation is one of the important aspects to insurance companies.
Careless determination of the premium price can cause the insurance company to
fail to bear the risk that the company has. There are several ...
Some life insurance companies can experience losses that can even lead to
bankruptcy due to not being able to pay claims. This event can be anticipated by
having a reserve fund that has been prepared and calculated ...
Jirene, Michelynn Sola Gratia(President University, 2023)
Insurance companies often experience difficulties in planning funds. This is caused
by the risk of uncertainty in life. Not least, the insurance company went bankrupt
because they could not pay their obligations. For ...
Preparing retirement funds is very important in achieving financial security when
entering retirement. Lack of financial preparation often causes financial difficulties
during retirement. Therefore, the planning and ...
Widodo, Edward Anthony(President University, 2023)
In Indonesia, the insurance firm usually calculate the premiums by Indonesia Mortality
Table. But, there are several method to calculate the premiums like De Moivre Method.
De Moivre Method is a method to calculate the ...
Based on the results of this study which is shown in previous chapters, it
can be concluded that:
1. Calculation of premium reserves for endowment life insurance using the Full
Preliminary Term method and the Commissioner's ...
The objective of the study is to obtain the Black-Scholes solution by transforming
the Black-Scholes equation using heat equation and the usage of the solution to
obtain the option price. The Black-Scholes equation will ...
In the classical risk process, ruin is the situation when the surplus process falls to
zero or below. To predict the ruin, ruin probability can be estimated to avoid the
probability of bankruptcy in an insurance company. ...
The premium reserve is important in the life insurance business since it reflects on
the company’s liability to be paid to the insured. As a result, a sufficient amount of
premium reserve is required while negative amount ...
People needs are closely related to managing life, health and even investment risks,
both in personal life and business activities when carrying out insurance claims.
The insurance company will determine the appropriate ...
Profit serves as a valuable metric for both profit sharing and investment planning.
Given that profit plays a pivotal role in evaluating a company's performance, it is
important to be analyzed. This research aims to ...
In carrying out their business operations, commercial banks in Indonesia are
exposed to various uncertainties that can pose as financial risks. Based on
Indonesian Banking Statistics, non-performing loans have increased ...
The Normal approximation is a commonly used method by insurance companies to estimate the
distribution of claims. However, the distribution of insurance claims often exhibits significant
skewness, which cannot be adequately ...
Rachman, Muhammad Chairul(President University, 2022)
The bonus-malus system is an insurance system that divides premium classes. If a policyholder files a claim in the previous year, a malus or penalty is charged, which increases the amount of premium that must be paid the ...
Estimation of ruin probability is very important in insurance companies. Estimation used to anticipate the possibility of losses that may arise due to risks the unexpected events. In this thesis, the calculation of ruin ...
The probability of ruin is an event that can occur in a company. For instance, the process that can increase risk is trading or investing. While the factors that play a role and influence this event are surplus, premium ...
The Covid-19 virus that has swept the world requires researchers to develop vaccines to prevent transmission. In Indonesia, vaccine distribution seems slow due to the spread of hoaxes on social media and the lack of supply ...
Giving credit to individuals or firm in assumption that they are going to repay the cash with interest may be a business, but this activity has risks. That is called credit risk. Credit risk must be monitored by the lender ...