Abstract:
Profit serves as a valuable metric for both profit sharing and investment planning.
Given that profit plays a pivotal role in evaluating a company's performance, it is
important to be analyzed. This research aims to analyze how much the effect of
premium income, underwriting results, and investment returns on company profits
at PT Asuransi Perisai Listrik Nasional. This study uses statistical testing with
multiple linear regression analysis and uses the IBM SPSS 25 program. The results
of this research based on the t-test (partial), show that premium income (�!), have
no significant effect on company profit with t-count, 0.990 < t-table, 2.571.
Underwriting results (�") have significant effect on company profit with t-count,
2.584 > t-table, 2.571. Investment returns (�#) , have a significant effect on
company profit with t-count, 2.706 > t-table, 2.571. Then, based on the F test
(simultaneous), it shows that the variables of premium income, underwriting results,
and investment results have a significant effect on the company’s profit variable
simultaneously with F-count, 63.506 > F-table, 4.76 and a significance value of
0.000 < 0.05. Based on the results of multiple linear regression analysis, the
coefficient of determination (�") is 97.4%, which means that the company profit
are influenced by premium income, underwriting results, and investment returns by
97.4% and the remaining 2.6% is influenced by other factors.
